Certified Credit Restoration
Premium credit restoration built for the person who is ready to stop being financially capable and start being financially free.
Locked out of the best rates, paying more for everything.
Credit cards, loans, apartments — rejection after rejection.
Living paycheck to paycheck with no way to get ahead.
Collections, late payments, and charge-offs dragging you down.
We dispute and remove collections, late payments, and inaccuracies from your report.
Strategic actions to increase your credit score fast — often 50–150+ points.
Gain access to better rates, approvals, and financial opportunities you deserve.
Improve your credit score by 50–150+ points
Remove collections, charge-offs, and late paymentsBullet List 3
Increase your chances of loan and credit card approval
Lower your interest rates on future borrowing
Gain the confidence to make big financial moves
Build a strong credit foundation for life
Follow our simple, proven three-step framework to repair your credit and unlock the financial opportunities you deserve.
We conduct a deep dive into your credit report to identify errors, negative items, and areas for immediate improvement.
Our team systematically challenges and disputes inaccurate or unfair negative items directly with the major credit bureaus.
We provide actionable, strategic guidance to help you establish positive credit history and maximize your long-term score.
Secure, fast, and fully transparent process.
Full credit report analysis & action plan
Professional dispute letters sent on your behalf
Negative item removal process
Credit score monitoring & tracking
Personalized credit-building strategy
Ongoing support & guidance
Access to exclusive financial education resources
Echelon Wealth Co. was founded with one clear mission — to help individuals take back control of their credit and step into true financial power.
Ciara built this company for people who are tired of being overlooked, denied, and held back by numbers that don’t reflect who they are. Because credit isn’t just a score it’s access, leverage, and opportunity.
We specialize in challenging inaccurate, outdated, and unfair reporting while creating a strategic path forward tailored to your long-term financial goals.
This isn’t a quick fix it’s a structured, compliant system designed for real, lasting transformation.
Every client experience is handled with precision, professionalism, and intention.
Because restoring your credit isn’t just about fixing the past it’s about positioning your future.
You deserve approvals.
You deserve better rates.
You deserve financial freedom.
Let’s rebuild your credit strategically, powerfully, and on your terms.

Echelon Wealth Co. was founded with one clear mission — to help individuals take back control of their credit and step into true financial power.
Ciara built this company for people who are tired of being overlooked, denied, and held back by numbers that don’t reflect who they are. Because credit isn’t just a score it’s access, leverage, and opportunity.
We specialize in challenging inaccurate, outdated, and unfair reporting while creating a strategic path forward tailored to your long-term financial goals.
This isn’t a quick fix it’s a structured, compliant system designed for real, lasting transformation.
Every client experience is handled with precision, professionalism, and intention.
Because restoring your credit isn’t just about fixing the past it’s about positioning your future.
You deserve approvals.
You deserve better rates.
You deserve financial freedom.
Let’s rebuild your credit strategically, powerfully, and on your terms.
Most clients see negative items removed within 30-60 days of the first dispute round. Full credit transformation (50-100 point increase) typically takes 3-6 months.
That's exactly who we help. The worse your credit, the more room we have to improve it. We've worked with clients starting as low as 480.
Nope. Board Certified Specialists handles the disputes, submissions, tracking, and follow-ups. You just get monthly updates and watch your score climb.
We check your credit report for FCRA (Fair Credit Reporting Act) violations. If credit bureaus broke federal law (and 40% of the time, they do), you could be entitled to damages. We connect you with attorneys who handle these cases. No cost to you - just an added benefit if working to Echelon that could get you paid
Yes! You can upgrade to Credit Elevation ($2,000 for 6 months) which adds business entity setup, DUNS number, and business credit foundation.
DIY credit repair is hard. Most people give up after 1-2 dispute rounds because it's tedious and confusing. We handle it all for you. If you've tried before and failed, that's exactly why you need us.
Every day you wait is another day of missed opportunities, higher rates, and unnecessary stress. Take control today.
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Premium credit restoration and business funding consultancy for career-driven women ready to achieve financial freedom.
Services
Credit Restoration
Business Funding
Financial Strategy
Credit Audit
Homeownership Prep
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